If you are adding a spouse, transferring to a child, funding a living trust, or moving a rental into an LLC, the wrong deed can trigger a property tax reassessment that costs your family $8,000 to $21,000 every year for as long as you own the home. The right deed — prepared with the correct exemption recital under R&T §63 or BOE-19-P — keeps your Prop 13 base year intact and avoids the Richmond and El Cerrito city transfer tax. TrustPoint prepares your Contra Costa deed for a flat $275, files BOE forms, and electronically records with the Clerk-Recorder in Martinez the same day.
Reassessment warning: One wrong deed on your Contra Costa home can reset your Prop 13 base year — costing $8,000 to $21,000 in extra property tax every year for the rest of your ownership. Plus Richmond city tax up to $30/$1,000 or El Cerrito at $12/$1,000. The right exemption recital makes it $0.
Quinnie founded TrustPoint to make California legal paperwork accessible and affordable for working families — without attorney rates. From Lamorinda (Lafayette, Orinda, Moraga) and Walnut Creek families funding multi-million-dollar trusts to Richmond and Concord homeowners avoiding city transfer tax surprises, TrustPoint serves the entire county remotely from our San Jose office.
With four California licenses under one roof (Registered LDA, Notary Public, IRS Tax Preparer, Real Estate Agent), Quinnie prepares property deeds, living trusts, probate petitions, and civil filings personally. Personally fluent in English and Vietnamese, with a dedicated Spanish-speaking staff partner for our Spanish-speaking clients in Richmond, Concord, and Antioch.
Need notary, loan signing, or apostille? Our same-office partner Fingerscan Digital handles those.
Three California exemptions — R&T §63 (spousal), §62(d) (trust funding), and §63.2 (Prop 19 parent-child) — can preserve your Prop 13 base year on a Contra Costa transfer. Get the correct recital wrong and the County Assessor reassesses your property at today's market value, costing $8,000 to $21,000 a year. Richmond and El Cerrito impose additional city transfer tax that the same recital exempts under §11930. The right deed makes it $0; the wrong deed makes it permanent.
Richmond charges a tiered rate: $7/$1,000 under $1M, $12.50/$1,000 to $3M, $25/$1,000 to $10M, and $30/$1,000 above $10M. El Cerrito charges a flat $12/$1,000 on every transfer. Spousal, parent-child, and trust funding moves are exempt under R&T §11930 — with the correct recital.
Example: A $1.5M Richmond home transferred between spouses without the §11930 recital = $18,750 billed in city tax instead of $0. The other 17 cities have no extra city tax.Parent-to-child filings preserve the original property tax base year — only if BOE-19-P is filed within 3 years. Miss it, the property resets to market value. Permanently.
Example: Lafayette family home at $300K base (1990s) reassessed to $2M market = roughly $21K more in property tax every year. Lost forever if the form isn't filed in time.The parent-child exclusion protects only base year + $1,044,586 (2025-27 cap). Over that, the difference is reassessed. In Lamorinda, Walnut Creek, and Danville where homes run $2M+, this trips families up routinely.
Deadlines: BOE-19-P within 3 years of transfer. BOE-266 (homeowner's exemption) within 1 year. The child must use the home as a primary residence within 1 year of transfer.What we do differently. You tell us the city and the relationship. We prepare the right document, draft the city tax recital, and file the BOE forms — all together, all flat fee.
A property deed in California is one document where getting it wrong is permanent and expensive. DIY templates from deeds.com or pdffiller cost $20 but miss the §63 spousal recital, the §11930 city tax exemption recital, and BOE-19-P filing. AI tools generate the form text but cannot record with the County. Generic LDAs prepare the deed but rarely file the BOE forms or surface the Richmond and El Cerrito city transfer tax. Here is the side-by-side.
The math: A $20 template can cost you $8,000 to $21,000 every year for the rest of your ownership if it triggers reassessment. The right $275 deed with the right recital is the cheapest insurance you will ever buy on a six- or seven-figure asset. Verify our LDA #268 registration on the County Clerk-Recorder ↗.
The standard California form used in most ownership transfers. The grantor warrants they have not encumbered the property. Used when adding a spouse, transferring to a child, or moving property into a trust if you want the implied title warranty.
Civil Code §1092 · $275 flatUsed when one party releases their interest without guaranteeing the title. Common for divorce settlements (removing an ex), correcting a name on title, or family-to-family transfers where parties trust each other. No title insurance involvement.
Civil Code §1104 · $275 flatDesigned for transfers between married spouses or registered domestic partners. Always exempt from property tax reassessment under R&T §63 and from city/county transfer tax under R&T §11930. Used for adding a spouse, divorce settlements, or pre-trust title cleanup.
R&T §63 + §11930 · $275 flatMoves property from your individual name into your revocable living trust. Required step to avoid probate — an unfunded trust does not work. Excluded from reassessment under R&T §62(d) when correctly structured with the proper recital naming you as trustee.
R&T §62(d) · $275 flatStart online or call us. We confirm the city, transfer type, and exemption eligibility — then quote your flat fee.
We draft your filing plus PCOR and any required BOE exclusion forms, pre-checked against county indexing rules and city tax exemption requirements. You sign with any California notary.
Your notarized deed is electronically submitted to the Contra Costa County Clerk-Recorder in Martinez the same day we receive it. Stamped copy emailed within 1 business day.
Interspousal grant deed under R&T §63 is exempt from reassessment AND from Richmond's tiered city tax + El Cerrito's $12/$1,000 flat tax under §11930. Filed same day with the owner-occupier SB2 exemption claimed.
Lafayette, Orinda, or Moraga home being moved into a living trust — often $2M+. R&T §62(d) excludes the trust transfer from reassessment. We draft the deed and record same day with the Clerk-Recorder.
Newly married homeowner in Walnut Creek, Concord, or Pleasant Hill adding a spouse. No city tax in these cities, but the §63 spousal recital still matters for the Prop 13 base year. We prepare and e-record.
Long-held family home in East County being passed to a child as their primary residence. Prop 19 exclusion preserves the original Prop 13 base year — capped at base + $1,044,586. We prepare the deed and BOE-19-P claim form together.
Affluent East Bay families building rental portfolios often move property into a family LLC for liability and inheritance planning. We prepare the entity deed with authority recital and check Prop 13 §64 implications for a flat $400.
Interspousal transfer pursuant to a marital settlement agreement — exempt under R&T §63 from reassessment, and under §11927 from city and county tax. Court order or MSA recital required. We confirm the exemption applies before filing.
Verified Google reviews from California families. TrustPoint LDA #268, registered and bonded in Santa Clara County, has prepared thousands of property deeds, living trusts, and probate filings since 2020.
She clearly explained the differences between each business structure so I could decide what was best. She got everything done within just a few hours! Highly recommended for business owners.
Bay Area Building ServicesThey prepared each deed carefully and recorded all our deeds electronically. Every deed came back recorded properly. Excellent deed preparation service.
Regino M.Quinnie was amazing! She was super responsive and even worked late hours to make sure my legal papers were ready on time. Thanks to her expertise, I saved thousands of dollars.
Irene W.Already have a deed ready? E-recording-only service from $55 routine to $95 same-day. We submit, you skip the Hall of Records.
View e-recording →Avoid probate with a complete living trust package — $950 individual or $1,500 joint. Trust funding is a separate $275 add-on per property, not bundled, so you only pay for the homes you actually move into the trust.
See trust packages →Across the East Bay — same flat-fee preparation and same-day e-recording for Alameda County property (Oakland, Berkeley, Fremont, Dublin). Oakland has its own tiered transfer tax we handle the same way.
View Alameda page →Flat $275 for standard preparation (or $400 for entity LLC/Corp filings). Contra Costa County recording fees are $6 first page plus $3 each additional page, with a $2 real-estate fraud fee on Deeds of Trust. The county documentary transfer tax is $1.10 per $1,000. Two cities add their own tax: Richmond (tiered, up to $30/$1,000) and El Cerrito (flat $12/$1,000). The other 17 cities have no extra city tax. Spousal, parent-child, and funding moves are typically exempt with the correct recital. The SB2 fee is $75 per document (capped at $225) but residential owner-occupier transfers are exempt.
Richmond has a four-tier graduated city tax on top of the county's $1.10 per $1,000: $7/$1,000 under $1M, $12.50/$1,000 from $1M to $3M, $25/$1,000 from $3M to $10M, and $30/$1,000 above $10M. On a $1.5M Richmond home that's $18,750 just in city tax. Spousal moves (R&T §11930), parent-child filings, and trust funding are typically exempt — but only with the correct exemption recital on the deed. We include the recital with every Richmond filing we prepare.
El Cerrito charges a flat $12 per $1,000 of the full property value on every transfer, rounded to the nearest $1,000 (El Cerrito Ordinance 18-03). For a $1M El Cerrito home that's $12,000 in city tax. Spousal, parent-child, and funding moves qualify for full exemption under R&T §11930 with the correct recital. El Cerrito and Richmond are the only two cities in the county with a city transfer tax.
We prepare your deed within 1–3 business days of intake. After you sign with a California notary and return the original to us, we electronically submit it to the Contra Costa County Clerk-Recorder in Martinez the same day — most deeds return recorded within an hour to next business day. Stamped copy emailed.
Yes. California R&T Code §63 excludes spousal transfers from property tax reassessment, and R&T §11930 excludes them from city and county tax. We prepare an interspousal grant deed with the correct exemption recital so you pay $0 in tax, even in Richmond or El Cerrito. We also claim the SB2 owner-occupier exemption to avoid the $75 SB2 fee.
Yes. We handle filings remotely from our San Jose office. You never visit the Clerk-Recorder in Martinez. We prepare the deed and BOE forms, you sign with any California notary (we can refer one in Walnut Creek, Concord, Richmond, or anywhere in the county), and we electronically submit to the Recorder the same day. Stamped recorded copy emailed.
California Proposition 19 (R&T §63.2, effective February 16, 2021) allows a parent-to-child transfer of a primary residence to preserve the Prop 13 base year — capped at the factored base year value plus $1,044,586 (2025-27 cap). For Lamorinda and Walnut Creek homes that often exceed this cap, the excess is reassessed at fair market value. The child must use the home as a primary residence within 1 year. We prepare the deed and the BOE-19-P claim form together (or BOE-58-AH if your transfer date was before February 15, 2021, under the old Proposition 58 or Proposition 193 rules). If your situation requires legal advice on which exclusion applies, we refer you to an attorney.
Yes. Moving a rental property into a family LLC, partnership, or corporation is common across San Ramon, Danville, Walnut Creek, and the rest of Contra Costa. Under R&T §64, the entity exclusion rules differ from individual transfers — original co-owners can transfer interests among themselves without reassessment as long as no one person gains more than 50% ownership (the rule confirmed in Ocean Avenue LLC v. County of Los Angeles). Our flat fee for entity filings is $400 and includes paperwork with authority recital, entity declaration, PCOR, and a 7-14 day §64 change-in-ownership review to flag any "step doctrine" risk before recording. We also handle the city tax exemption analysis if the property is in Richmond or El Cerrito.
California's Revocable Transfer on Death (TOD) deed lets you name a beneficiary who inherits your home at death without probate — and the parent-child exclusion still applies, preserving the Prop 13 base year. Qualified Personal Residence Trusts (QPRTs) are an irrevocable estate-planning vehicle attorneys use for high-value Lamorinda homes. We prepare TOD deeds at our flat $275; we do not draft QPRTs — for that and other complex Prop 13 planning, including strategies discussed under R&T §63.1 (the pre-2021 Prop 58 parent-child rules) and the BOE-261-G disabled veterans exemption, we refer you to a California estate planning attorney. PCOR (Preliminary Change of Ownership Report) is mandatory at recording per R&T §480 and we include it with every deed.
Contra Costa County rejects filings for indexing errors, missing return address, wrong margins, illegible notary seal, or missing PCOR. Our preparation pre-checks against these requirements so rejections are rare. If a rejection happens, we correct and resubmit at no additional preparation fee — you only pay the re-recording charge.
No. TrustPoint is a Registered & Bonded California Legal Document Assistant (LDA #268). We prepare deeds and electronically record them at your direction — we do not provide legal advice. If your situation requires legal advice on which filing or exclusion applies (especially for complex Richmond tax questions or out-of-state ownership), we refer you to an attorney. Verify our LDA registration on the County Clerk-Recorder ↗.
A free 15-minute consultation reviews your Contra Costa city, transfer type, and exemption eligibility before you commit. We confirm which deed you need (grant, quitclaim, interspousal, or trust transfer), which BOE form applies, and whether Richmond or El Cerrito city tax exemption is available — no obligation, no charge.
California LDA #268 · Registered & Bonded in Santa Clara County · Verify on the .gov registry ↗ · CALDA Member ↗